phones7Updated September 2018. Cell phone bills are getting cheaper than ever. Have you checked prices recently? All of the major networks sell wholesale minutes to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. If you choose to Bring Your Own Device (BYOD), every MVNO will have a form where you can check compatibility via identification number (IMEI or MEID).

This post includes light and unlimited talk & text only plans – no data (although some plans include some anyway). Here are the cheapest plans with unlimited talk & text and 2+ GB LTE data. A minimalist plan is good for people who only want to make short calls, while unlimited talk and text plans allow you drop that landline completely for under $18 a month. After looking through what must have been over 100 MVNOs, here are the cheapest options by network below (Verizon, AT&T, T-Mobile, Sprint).

T-Mobile NetworkT-Mobile Network Color: Hot Pink

  • Light Barebones Usage. Lycamobile has a barebones Pay As You Go plan where you just buy a SIM and there is a minimum top-up of $10. The rate is a flat 5 cents a minute for talk, and 4 cents per text. You must have some sort of activity every 90 days to maintain your service (make a phone call, send a text). If you only used 200 minutes a year, that would be $0.83 per month ($10 a year).
  • Unlimited Talk & Text. Mint Mobile has a $15 a month plan with unlimited talk, text, and 2 GB of LTE data. You even get slower 2G data speeds if you exceed your LTE allotment. Their intro offer is 3 months at $15 per month. After that, you’ll have to buy 12 months of airtime upfront to get the $15 per month price. They offer a 7-Day Money Back Guarantee (starts upon SIM activation) so you can test them out before making the multi-month commitment. If you don’t want that 2 GB of data, you can go with Republic Wireless and get unlimited talk and text with zero data for $15 a month with no bulk requirement.

I recently switched to Mint Mobile myself – see my Mint Mobile SIM Activation and Number Port Transfer Review for tips based on my experiences.

Sprint NetworkSprint Network Color: Yellow

  • Light Barebones Usage. Tello Mobile has a Pay As You Go plan where there is a minimum top-up of $10. The rate is a flat 3 cents a minute for talk, and 1 cent per text. You must have some sort of activity every 90 days to maintain your service (make a phone call, send a text). If you used 400 minutes a year, that would be $1 per month ($12 a year).
  • Unlimited Talk & Text. Tello Mobile also has an unlimited talk, text, and no data for $11 a month. You need to choose a custom plan to find this option. I will also mention that Republic Wireless has $15 a month plan for unlimited talk and text on the Sprint Network, but you can’t bring any used Sprint device over – you must buy a special modified phone in order to use the Sprint Network (see above for their T-Mobile BYOD option).

AT&T NetworkAT&T Network Color: Blue

  • Light Barebones Usage. H2O Wireless has a Pay As You Go plan where you can buy a $10 card that lasts 90 days. The rate is a flat 5 cents a minute for talk, and 5 cents per text. You must buy another card after it expires in 90 days. This means you could use 800 minutes a year for $3.33 per month ($40 per year).
  • Unlimited Talk & Text. Red Pocket Mobile via eBay offers unlimited talk, text, and 1 GB data for $17.08 a month when you pay for 12 months upfront ($205 for one year) with a free SIM included in the kit. You can choose the AT&T network when you sign up.

Verizon NetworkVerizon Network Color: Red

  • Light Barebones Usage. PagePlus Cellular has a Pay As You Go plan where you can buy a $10 card that lasts 120 days. The rate is a flat 6 cents a minute for talk, and 5 cents per text. You must buy another card after it expires in 120 days. This means you could use 500 minutes a year for $2.50 per month ($30 per year). PagePlus now accepts 4G smartphones.
  • Unlimited Talk & Text. Red Pocket Mobile via eBay offers unlimited talk, text, and 1 GB data for $17.08 a month when you pay for 12 months upfront ($205 for one year) with a free SIM included in the kit. You can choose the Verizon network when you sign up.

Here are the cheapest plans with unlimited talk & text and 2+ GB LTE data.

Lesser-Known Cheap Talk & Text Only Cell Phone Plans on Every Network – From $1 a Month from My Money Blog.


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