Updated 2020. Cell phone bills have gotten to the point that you can now get unlimited talk and unlimited texts for $15 or less on every major network. That’s less than my bare landline used to cost. The major networks sell wholesale minutes to lesser-known MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals.

This post focuses on unlimited talk & text only plans (although some plans include some anyway). Here are the cheapest plans with unlimited talk & text and 2+ GB LTE data. Here are the best options by network below (Verizon, AT&T, T-Mobile, Sprint) along with an alternative. I sort by network because that usually makes it easier to Bring Your Own Device (BYOD), though every MVNO will have a form where you can check compatibility via identification number (IMEI or MEID).

Disclosure: This post includes affiliate links where available. If you make a purchase through the links below, I may be compensated.

T-Mobile NetworkT-Mobile Network Color: Hot Pink

  • Unlimited Talk & Text + 3 GB LTE data. Mint Mobile has a $15 a month plan with unlimited talk, text, and 3 GB of LTE data. You even get slower 2G data speeds if you exceed your LTE allotment. Their intro offer is 3 months at $15 per month. After that, you’ll have to buy 12 months of airtime upfront to get the $15 per month price. They offer a 7-Day Money Back Guarantee (starts upon SIM activation) so you can test them out before making the multi-month commitment.
  • Less data, but not MVNO. Alternatively, you can go directly with T-Mobile Connect and get unlimited talk and text with 2 GB data for $15 a month.

I have been on Mint Mobile for nearly two years now – see my Mint Mobile SIM Activation and Number Port Transfer Review for tips based on my experiences.

Sprint NetworkSprint Network Color: Yellow

  • Unlimited Talk & Text. Tello Mobile also has an unlimited talk, text, and no data for $8 a month. You need to choose a custom plan to find this option. I also like the same plan with 1 GB of data at only $10 per month.
  • Alternatively, Republic Wireless has $15 a month plan (or $150/year or $12.50/mo if bought annually) for unlimited talk and text (no data) on the Sprint Network, but you can’t bring any used Sprint device over – you must buy a specially-modified Android phone.

AT&T NetworkAT&T Network Color: Blue

  • Unlimited Talk & Text + 500 MB LTE data. FreeUP Mobile offers unlimited talk, text, and 500 GB data each month for $40 for 3 months ($13.33 a month). It is only sold three months at a time.
  • 3 GB LTE data, more expensive. Alternatively, Red Pocket Mobile offers unlimited talk, text, and 3 GB data for $19 a month. After your LTE data runs out, you still get data included at slower 2G data speeds until your month resets. You can choose the AT&T network (GSMA) when you sign up.

Verizon NetworkVerizon Network Color: Red

  • Unlimited Talk & Text. US Mobile offers unlimited talk and unlimited text (zero data) for $14 a month. You can also choose a plan with no texts ($8/mo) or 1,000 texts ($12/mo). US Mobile uses both T-Mobile (“GSM LTE”) and Verizon (“Super LTE”), so be sure to use the right SIM card.
  • 3 GB LTE data, more expensive. Alternatively, Red Pocket Mobile offers unlimited talk, text, and 3 GB data for $19 a month. After your LTE data runs out, you still get data included at slower 2G data speeds until your month resets.You can choose the Verizon network (CDMA) when you sign up.

Here are the cheapest plans with unlimited talk & text and 2+ GB LTE data.

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Lesser-Known Cheap Unlimited Talk & Text ONLY Cell Phone Plans on Every Network – From $8 a Month from My Money Blog.


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