You can now join Navy Federal without serving in the military. It is true that until 2017, it was hard to become a member of Navy Federal unless you were active military, Department of Defense worker, or a military retiree. Even honorably discharged veterans couldn’t join! However, the current membership rules are more open. Here is their
If you have ever served in the military, you are now eligible to join. This includes:
- Active Duty Army, Marine Corps, Navy, Air Force or Coast Guard
- Army or Air National Guard
- Delayed Entry Program
- Officer Candidate / ROTC
- Veteran, Retiree or Annuitant
Beyond that, if one of your immediate family members serves or has EVER served in the military, you are also eligible for membership. Immediate family members include:
- Parents and grandparents
- Children and grandchildren
- Siblings and spouses
This applies even if they are not a NavyFed member themselves. You may need some form of identifying document that shows your family member’s military relationship. Call NavyFed at 1-888-842-6328 and they should be happy to assist you.
This change greatly opens their field of membership, which I am sure has contributed to their impressive growth in assets. We have never served, but we do have both past and current family members in the military.
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