- Sign up for a free account and provide your credit/debt card numbers. (I believe they only ask for the 16 digits. They won’t charge anything on it.)
- If you use that linked card to pay for a meal at a participating restaurant (dine-in, takeout, or direct delivery), you will automatically earn cash back rewards on the entire amount including tip.
- No membership cards, no coupons, no apps. You don’t do anything that announces that you are seeking a discount.
- Earn either 5% or 10% back.
Usually, you earn 5% back until you reach $750 in spending with in the calendar year. After that, you start earning 10% cash back.
New and existing member promo. Right now, existing members get 10% back until 4/4/21. If you sign up as a new member by 7/31, link a card, and pay with that card within the first 30 days, and opt-in to their marketing emails, you’ll also earn 10% cash back right away.
Existing iDine member rewards will also automatically be transferred to Neighborhood Nosh.
Cash out details. It appears they will mail you a physical AmEx gift card once you reach a rewards balance of $20.
After a member reaches $20 in accumulated restaurant rewards from Neighborhood Nosh, an American Express® Reward Card will be mailed the following month with all available rewards. Rewards in an amount less than $20 are subject to expiration if no dining activity occurs within one year from the date the rewards were originally earned.
My take. I like the fact that you don’t have to do change your existing eating habits to earn extra rewards. I could simply link the card that I put most dining purchases on (for example the
I do look through their list of participating restaurants when I want some miles activity for a specific airline to avoid the expiration of points. Each of your credit cards can only be linked to one type of Rewards Network account. I usually have 5-7 different credit cards linked to 5-7 different programs, so I can pick up points from a specific program as needed with a single targeted purchase. You have to plan ahead a little bit, as the points can take a while to post.
Now, if you eat at a participating Rewards Network restaurants regularly, then the 10% cash back from Neighborhood Nosh could really add up. Could be worth a look.
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