Top 10 Best Credit Card Bonus Offers – September 2020 (Updated)
Updated.That space in your wallet or purse is still valuable, and you should be the one to get that value. Selected banks are offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. These are the top 10 credit card offers that I would personally apply for right now (or have applied for already). Notable recent changes:
Improved Sapphire Preferred 80k/$1,000 value bonus, Alaska 65k, United 60k.
Added Freedom Flex.
Removed Southwest, IHG, NavyFed.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. You don’t need to be a “I only fly business class” world traveler. I mostly use my rewards points on domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
20,000 Ultimate Rewards points (can be $200 Cash Bonus) after only $500 in purchases within the first 3 months. See link for details.
5% cash back on grocery store purchases on up to $12,000 spent in the first year. That’s up to $600 cash back the first year. Remember that you can buy gift cards from many retailers (like Amazon or Apple) at grocery stores.
5X points (5% cash back) on rotating quarterly categories.
3X points (3% cash back) on dining out, take-out, and eligible delivery services.
Up to 65,000 Alaska miles + Companion Fare Voucher. 40,000 miles after $2,000 in purchases in first 3 months. Additional 25,000 miles after $8,000 in purchases within the first 6 months. See link for details.
Companion fare voucher is “Buy one ticket, get from $121” ($99 fare plus taxes and fees from just $22).
Free checked bag on Alaska flights for you and up to six other passengers on the same reservation.
Up to 50,000 Hyatt points. 25,000 Bonus Points after $3,000 in purchases in the first 3 months. Plus an additional 25,000 Bonus Points after a total of $6,000 in purchases within the first 6 months. See link for details and rough valuation of points.
$95 annual fee, free night award upon card anniversary.
Subject to 5/24 rule.
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