Top 10 Best Small Business Credit Card Bonus Offers – September 2020
Updated September 2020. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? You are eligible to open a small business credit card, which keeps your personal and business expenses separate. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. I did this for years successfully before incorporating my business.
Small business credit cards are offering strong perks and $500+ value for a single card during the first year to try out a new card. Below are the top offers, and with these recent changes:
Up to 100,000 Rapid Rewards points. 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. (100,000 points is redeemable for $1,500+ in Wanna Getaway airfare.)
This is enough to qualify for the Southwest Companion Pass in 2020 alone. Or combine with the Southwest Rapid Rewards Premier Consumer Card.
Global Entry or TSA PreCheck® Fee Credit of up to $100, repeatable every four years.
$199 annual fee + 9,000 bonus points after each Cardmember anniversary.
Up to 75,000 American Airlines miles. 65,000 miles after $1,000 in purchases in the first 90 days. Additional 10,000 miles when a purchase is made on an employee card. Limited-time offer. See link for details.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
Up to 60,000 JetBlue True Blue miles. Earn 50,000 miles after $1,000 in purchases in the first 90 days, and an additional 10,000 miles after a purchase is made on an employee card. Limited-time offer. See link for details.
First checked bag free for you and up to 3 companions on the same reservation when you use your card to book JetBlue-operated flights.
Up to 75,000 Membership Rewards points after you spend $15,000 in your first 3 months. See link for details.
Largest airline lounge access network. Includes Delta Sky Club membership + their own Centurion lounges.
Additional benefits for 2020 due to COVID-19. $200 in Dell credits, $20 in statement credits per month on U.S. purchases for shipping, up to $20 in statement credits per month on wireless telephone services purchased directly from U.S. service providers.
$200 Airline Fee Credit. Up to $200 a calendar year in baggage fees and more, at one airline that you pick.
$500 cash back bonus after $5,000 in purchases in the first 3 months. See link for details.
Earn 1.5% cash back on every $1 spent, OR earn 1 point on every $1 spent + 1,000 bonus points when company spend is $1,000+ in any monthly billing period.
No annual fee.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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